DUI charges can result in serious consequences, such as jail time, hefty fines, and license suspension. What people don’t realize is that a DUI can also significantly impact your insurance rates. Our Orange County DUI defense lawyers explain how a DUI can affect your insurance rates and what you can do to protect yourself from DUI penalties.
If you face DUI charges, you need to act now to protect your rights. Contact our Orange County DUI defense lawyers today at (949) 694-8804!
How DUI Impacts Insurance Rates
A DUI conviction can affect an individual far more than a fine, court costs, and a license suspension. Most people also see the consequences of a DUI conviction in their insurance bills. Once an insurance company discovers that you were convicted of a DUI, they could make you pay higher auto insurance premiums as a “high-risk driver.” In some cases, people convicted of a DUI are dropped from coverage altogether–requiring them to shop around for a new policy with a DUI and insurance cancellation on their record.
However, insurance companies often look at DUI convictions on a case-by-case basis, so you might only get a marginal rate increase if you have an excellent driving record. Either way, it is best to speak with an experienced DUI defense attorney to determine the best course of action to limit your DUI penalties.
Form SR-22
You might be required to get an SR-22 form from your insurer after a DUI. This document will show proof to the Department of Motor Vehicles (DMV) that you do carry liability insurance. If you want to lift your license suspension, the DMV will request this form from you.
If you face DUI charges, contact our Orange County DUI defense attorneys at (949) 694-8804 today to schedule a case review. We can help you get your charges reduced or even dismissed!
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