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Law Offices of Virginia L. Landry, Inc. Law Offices of Virginia L. Landry, Inc.
Available 24/7 949-694-8804

Finding Car Insurance After a DUI


It's no secret that insurance payments are highly affected by driving history. Having a DUI conviction on your record may indicate a risky driving history and in turn, can lead to higher insurance rates. Consuming alcohol prior to driving leads to slower reaction times and decreased concentration, which makes it difficult to monitor the speed of driving. Drunk driving is risky, as the driver is putting others in danger as well as themselves.

First-time Offenders

Typical punishments for first-time offenders include suspension of license and possible jail time. The consequences of driving under the influence can cost a lot and there are many steps you must take to regain your license and car insurance. Thankfully, there are many insurance companies that are willing to insure drivers with prior DUI convictions. Many insurers are well-versed in the process of helping drivers with DUI convictions regain their insurance and license.

High-risk Driver

After a DUI conviction, insurance companies will consider you a high-risk driver. This then makes the amount you pay for insurance dramatically rise. Your current insurance company may not renew your insurance after a DUI conviction and you may possibly face denial by other insurance companies due to your risky driving history. There are several insurance companies that will insure drivers that have past DUI convictions, but the rates are typically higher than average.

In many states, you must have insurance before you are able to get your driving license reinstated. Typically your local court will tell you if you need to obtain insurance prior to regaining your license. There are several insurance companies that will help you navigate the process of obtaining insurance following a DUI conviction. Keep in mind that it is extremely important to shop around and compare rates with different insurers. If you would like more information on how to regain your insurance after a DUI, contact us today at (949) 694-8804.